Real Change Financial

BE YOUR OWN BANKER

Get Started

REAL CHANGE FINANCIAL

BE YOUR OWN BANKER

LEARN MORE

Recover Financially After a Divorce

FINANCIAL EMPOWERMENT

Financial Empowerment

Are you navigating life post-divorce, either with or without kids, and looking to secure your financial future?

At Real Change Financial, we understand that this journey can be challenging, which is why we're here to guide you towards a brighter financial tomorrow.

Our team specializes in using The Infinite Banking Concept® to help those who have gone through divorce take control of their financial destiny. Whether it's securing homeownership, planning for retirement, or providing for your children's education, we've got you covered.

✓ Financial Empowerment: Take charge of your finances and regain control of your life.

✓ Family & Loved Ones: Be the cornerstone of support for your family and loved ones with confidence.

Life after divorce will more than likely be a fresh start, and we're here to ensure that your safety net is broad and secure as you rebuild. Let us help you navigate the path to homeownership, build a comfortable retirement, and secure your children's education.

Don't let divorce define your financial future; let it be the beginning of a more secure and prosperous life. Contact Real Change Financial today, and let's work together to build the future you deserve!

get started

The Ideal Insurance Is Waiting for You

"My husband and I have been genuinely impressed with the level of service we've received from Josh and Ken. They have been proactive in helping us structure and use our policy to meet the needs of our family, and highly responsive to every inquiry. Using IBC to build financial resilience for our household has been incredibly valuable to us.”

Katharine B. ~ Nevada, U.S.A.

Contact us now

get started

The Ideal Insurance Is Waiting for You

"Ken and Josh helped my wife and I quickly understand the IBC process, get policies started, and most importantly, have continued to help with service as we utilize our policies to become our own bankers. We highly recommend them for anyone interested in IBC!”

Raymond S. ~ Florida, U.S.A.

Contact us now

Recover Financially After a Divorce

Frequently Asked Questions

COMMON QUESTIONS ABOUT THE INFINITE BANKING CONCEPT®

Can you help me with a completely revamped budget or financial plan?

We certainly can! We know the difficulty and how hard it can seem to take on more financial responsibility. We can help with budgeting and tracking your income, expenses, savings, and debt to align them with best practices completely in your best interests.

If this is so great, why doesn't everyone do it?

In his book "Becoming Your Own Banker", Nelson Nash references human attributes. If we distill what makes The Infinite Banking Concept® (IBC) successful, it’s patience and discipline. Because there is a lag time between paying your first policy premium and having access to every dollar you’ve paid into your policy (as cash value,) most people dismiss the concept and can’t see how in 5 or 10 years down the road, every dollar they put in is recovered—and growing with uninterrupted compound interest, tax deferred (with tax-free access) for life. IBC is not a quick fix or fast-money scheme.

Is The Infinite Banking Concept® (IBC) guaranteed?

There is a contractually-guaranteed cash value and death benefit built into every life insurance policy. It is our opinion that the guarantee of a century-old financial institution surpasses even government guarantees… like Social Security or the FDIC.